/* ============================================================
   Save Finance Plan — savefinanceplan.com
   Custom theme layered on top of Bootstrap
   ============================================================ */

:root {
  --sfp-navy: #0d2c54;
  --sfp-navy-deep: #081f3d;
  --sfp-navy-soft: #16406f;
  --sfp-green: #17a06b;
  --sfp-green-dark: #0f7a50;
  --sfp-gold: #f2b632;
  --sfp-ink: #22314a;
  --sfp-muted: #5c6b82;
  --sfp-bg-soft: #f4f8fc;
  --sfp-line: #e3ebf4;
  --sfp-white: #ffffff;
  --sfp-radius: 1rem;
  --sfp-shadow-sm: 0 6px 18px rgba(13, 44, 84, 0.08);
  --sfp-shadow-md: 0 14px 34px rgba(13, 44, 84, 0.13);
  --sfp-shadow-lg: 0 24px 60px rgba(8, 31, 61, 0.22);
  --sfp-font: "Segoe UI", -apple-system, BlinkMacSystemFont, Roboto, "Helvetica Neue", Arial, sans-serif;
}

* { scroll-behavior: smooth; }

body {
  font-family: var(--sfp-font);
  color: var(--sfp-ink);
  background: var(--sfp-white);
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
  font-weight: 700;
  color: var(--sfp-navy);
  line-height: 1.2;
}

p { color: var(--sfp-muted); line-height: 1.75; }

a { color: var(--sfp-green-dark); text-decoration: none; }
a:hover { color: var(--sfp-green); }

img, svg { max-width: 100%; }

::selection { background: var(--sfp-gold); color: var(--sfp-navy-deep); }

/* Allow anchored sections to clear the fixed navbar */
section[id], .service-detail, .anchor-target { scroll-margin-top: 96px; }

/* ============ Eyebrow + Section titles ============ */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--sfp-green-dark);
  background: rgba(23, 160, 107, 0.1);
  border: 1px solid rgba(23, 160, 107, 0.25);
  padding: 0.4rem 0.95rem;
  border-radius: 50px;
  margin-bottom: 1rem;
}
.eyebrow .dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--sfp-gold);
}
.section-title { font-size: clamp(1.7rem, 3.2vw, 2.4rem); margin-bottom: 0.75rem; }
.section-lead { font-size: 1.05rem; max-width: 640px; }
.section-lead.mx-auto { margin-left: auto; margin-right: auto; }

/* ============ Buttons ============ */
.btn { font-weight: 600; border-radius: 0.65rem; padding: 0.7rem 1.5rem; transition: all 0.25s ease; }
.btn-sfp-primary {
  background: var(--sfp-gold);
  border: 2px solid var(--sfp-gold);
  color: var(--sfp-navy-deep);
  box-shadow: 0 10px 24px rgba(242, 182, 50, 0.35);
}
.btn-sfp-primary:hover, .btn-sfp-primary:focus {
  background: #ffc845; border-color: #ffc845; color: var(--sfp-navy-deep);
  transform: translateY(-2px);
  box-shadow: 0 14px 30px rgba(242, 182, 50, 0.45);
}
.btn-sfp-green {
  background: var(--sfp-green);
  border: 2px solid var(--sfp-green);
  color: #fff;
  box-shadow: 0 10px 24px rgba(23, 160, 107, 0.3);
}
.btn-sfp-green:hover, .btn-sfp-green:focus {
  background: var(--sfp-green-dark); border-color: var(--sfp-green-dark); color: #fff;
  transform: translateY(-2px);
}
.btn-sfp-outline {
  background: transparent;
  border: 2px solid rgba(255, 255, 255, 0.55);
  color: #fff;
}
.btn-sfp-outline:hover { background: rgba(255, 255, 255, 0.12); border-color: #fff; color: #fff; transform: translateY(-2px); }
.btn-sfp-outline-navy { background: transparent; border: 2px solid var(--sfp-navy); color: var(--sfp-navy); }
.btn-sfp-outline-navy:hover { background: var(--sfp-navy); color: #fff; transform: translateY(-2px); }
.btn-link-arrow {
  display: inline-flex; align-items: center; gap: 0.45rem;
  font-weight: 700; color: var(--sfp-green-dark);
}
.btn-link-arrow svg { transition: transform 0.25s ease; }
.btn-link-arrow:hover svg { transform: translateX(4px); }

/* ============ Navbar ============ */
.sfp-navbar {
  padding: 1rem 0;
  background: transparent;
  transition: background 0.3s ease, box-shadow 0.3s ease, padding 0.3s ease;
}
.sfp-navbar.scrolled {
  background: rgba(8, 31, 61, 0.97);
  box-shadow: 0 8px 30px rgba(8, 31, 61, 0.35);
  padding: 0.55rem 0;
  backdrop-filter: blur(10px);
}
.sfp-navbar .navbar-brand { font-weight: 800; font-size: 1.35rem; color: #fff; letter-spacing: 0.01em; }
.sfp-navbar .navbar-brand:hover { color: #fff; }
.brand-accent { color: var(--sfp-gold); }
.sfp-navbar .nav-link {
  color: rgba(255, 255, 255, 0.82);
  font-weight: 600;
  margin: 0 0.35rem;
  padding: 0.5rem 0.75rem !important;
  position: relative;
}
.sfp-navbar .nav-link::after {
  content: "";
  position: absolute;
  left: 0.75rem; right: 0.75rem; bottom: 0.2rem;
  height: 2px;
  background: var(--sfp-gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.25s ease;
}
.sfp-navbar .nav-link:hover, .sfp-navbar .nav-link.active { color: #fff; }
.sfp-navbar .nav-link:hover::after, .sfp-navbar .nav-link.active::after { transform: scaleX(1); }
.btn-nav-cta {
  background: var(--sfp-gold);
  color: var(--sfp-navy-deep) !important;
  border-radius: 0.6rem;
  padding: 0.5rem 1.2rem !important;
  font-weight: 700;
  box-shadow: 0 8px 18px rgba(242, 182, 50, 0.35);
}
.btn-nav-cta:hover { background: #ffc845; transform: translateY(-2px); }
.sfp-navbar .navbar-toggler { border-color: rgba(255, 255, 255, 0.4); padding: 0.4rem 0.6rem; }
.sfp-navbar .navbar-toggler:focus { box-shadow: 0 0 0 0.2rem rgba(242, 182, 50, 0.35); }

@media (max-width: 991.98px) {
  .sfp-navbar, .sfp-navbar.scrolled {
    background: rgba(8, 31, 61, 0.98);
    box-shadow: 0 8px 30px rgba(8, 31, 61, 0.35);
  }
  .sfp-navbar .navbar-collapse { padding: 1rem 0; }
  .btn-nav-cta { display: inline-block; margin-top: 0.5rem; }
}

/* ============ Hero ============ */
.sfp-hero {
  position: relative;
  background:
    radial-gradient(900px 480px at 85% -10%, rgba(23, 160, 107, 0.28), transparent 60%),
    radial-gradient(700px 420px at -10% 110%, rgba(242, 182, 50, 0.18), transparent 55%),
    linear-gradient(135deg, var(--sfp-navy-deep) 0%, var(--sfp-navy) 55%, var(--sfp-navy-soft) 100%);
  color: #fff;
  padding: 11.5rem 0 7rem;
  overflow: hidden;
}
.sfp-hero::before {
  content: "";
  position: absolute; inset: 0;
  background-image: radial-gradient(rgba(255, 255, 255, 0.07) 1.2px, transparent 1.2px);
  background-size: 26px 26px;
  pointer-events: none;
}
.hero-badge {
  display: inline-flex; align-items: center; gap: 0.55rem;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 50px;
  padding: 0.45rem 1.1rem;
  font-size: 0.85rem;
  font-weight: 600;
  color: #e9f2ff;
  backdrop-filter: blur(6px);
  margin-bottom: 1.4rem;
}
.hero-badge .pulse {
  width: 9px; height: 9px; border-radius: 50%;
  background: var(--sfp-gold);
  box-shadow: 0 0 0 0 rgba(242, 182, 50, 0.55);
  animation: sfpPulse 2s infinite;
}
@keyframes sfpPulse {
  0% { box-shadow: 0 0 0 0 rgba(242, 182, 50, 0.55); }
  70% { box-shadow: 0 0 0 12px rgba(242, 182, 50, 0); }
  100% { box-shadow: 0 0 0 0 rgba(242, 182, 50, 0); }
}
.sfp-hero h1 {
  color: #fff;
  font-size: clamp(2.3rem, 5vw, 3.6rem);
  font-weight: 800;
  margin-bottom: 1.25rem;
}
.sfp-hero h1 .hl { color: var(--sfp-gold); }
.sfp-hero .hero-lead {
  color: rgba(233, 242, 255, 0.85);
  font-size: 1.12rem;
  max-width: 540px;
  margin-bottom: 2rem;
}
.hero-points { list-style: none; padding: 0; margin: 2.25rem 0 0; display: flex; flex-wrap: wrap; gap: 1.1rem 2rem; }
.hero-points li { display: flex; align-items: center; gap: 0.55rem; color: #e9f2ff; font-weight: 600; font-size: 0.95rem; }
.hero-points .tick {
  width: 24px; height: 24px; border-radius: 50%;
  background: rgba(23, 160, 107, 0.28);
  border: 1px solid rgba(23, 160, 107, 0.6);
  display: inline-flex; align-items: center; justify-content: center;
  color: #4ade9f; flex: none;
}

/* Hero visual */
.hero-visual { position: relative; }
.hero-card {
  background: rgba(255, 255, 255, 0.97);
  border-radius: 1.25rem;
  padding: 1.6rem;
  box-shadow: var(--sfp-shadow-lg);
  color: var(--sfp-ink);
  position: relative;
  z-index: 2;
  animation: floatSlow 6s ease-in-out infinite;
}
.hero-card h6 { color: var(--sfp-navy); margin-bottom: 0.25rem; }
.hero-card .sub { font-size: 0.85rem; color: var(--sfp-muted); margin-bottom: 1rem; }
.float-chip {
  position: absolute;
  background: #fff;
  border-radius: 0.9rem;
  box-shadow: var(--sfp-shadow-md);
  padding: 0.75rem 1.05rem;
  display: flex; align-items: center; gap: 0.7rem;
  z-index: 3;
}
.float-chip .ic {
  width: 40px; height: 40px; border-radius: 0.7rem;
  display: flex; align-items: center; justify-content: center;
  flex: none;
}
.float-chip .t1 { font-size: 0.78rem; color: var(--sfp-muted); margin: 0; }
.float-chip .t2 { font-size: 0.92rem; font-weight: 700; color: var(--sfp-navy); margin: 0; }
.float-chip.chip-a { top: -26px; right: 4%; animation: floatSlow 5s ease-in-out infinite reverse; }
.float-chip.chip-b { bottom: -24px; left: -6%; animation: floatSlow 7s ease-in-out infinite; }
@keyframes floatSlow {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-12px); }
}
.hero-ring {
  position: absolute;
  border-radius: 50%;
  border: 2px dashed rgba(242, 182, 50, 0.35);
  z-index: 1;
}
.hero-ring.r1 { width: 340px; height: 340px; top: -60px; right: -70px; animation: spinSlow 40s linear infinite; }
.hero-ring.r2 { width: 200px; height: 200px; bottom: -50px; left: -50px; border-color: rgba(23, 160, 107, 0.4); animation: spinSlow 30s linear infinite reverse; }
@keyframes spinSlow { to { transform: rotate(360deg); } }

/* ============ Generic section spacing ============ */
.sfp-section { padding: 5.5rem 0; }
.sfp-section.bg-soft { background: var(--sfp-bg-soft); }

/* ============ Service cards ============ */
.service-card {
  background: #fff;
  border: 1px solid var(--sfp-line);
  border-radius: var(--sfp-radius);
  padding: 2rem 1.75rem;
  height: 100%;
  position: relative;
  overflow: hidden;
  transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
}
.service-card::before {
  content: "";
  position: absolute; top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--sfp-green), var(--sfp-gold));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.35s ease;
}
.service-card:hover { transform: translateY(-8px); box-shadow: var(--sfp-shadow-md); border-color: rgba(23, 160, 107, 0.35); }
.service-card:hover::before { transform: scaleX(1); }
.icon-chip {
  width: 60px; height: 60px;
  border-radius: 0.9rem;
  display: inline-flex; align-items: center; justify-content: center;
  background: linear-gradient(135deg, rgba(23, 160, 107, 0.12), rgba(242, 182, 50, 0.14));
  color: var(--sfp-green-dark);
  margin-bottom: 1.25rem;
}
.service-card h3, .service-card h5 { font-size: 1.22rem; margin-bottom: 0.6rem; }
.service-card p { font-size: 0.95rem; margin-bottom: 1.1rem; }
.service-card ul.tick-list { margin-bottom: 1.25rem; }

/* Tick lists */
ul.tick-list { list-style: none; padding: 0; margin: 0; }
ul.tick-list li {
  position: relative;
  padding-left: 1.8rem;
  margin-bottom: 0.6rem;
  color: var(--sfp-ink);
  font-size: 0.95rem;
  line-height: 1.55;
}
ul.tick-list li::before {
  content: "";
  position: absolute; left: 0; top: 0.16rem;
  width: 1.15rem; height: 1.15rem;
  border-radius: 50%;
  background: rgba(23, 160, 107, 0.15);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230f7a50' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-size: 0.68rem;
  background-position: center;
  background-repeat: no-repeat;
}

/* ============ Feature / why cards ============ */
.feature-card {
  background: #fff;
  border: 1px solid var(--sfp-line);
  border-radius: var(--sfp-radius);
  padding: 1.9rem 1.5rem;
  height: 100%;
  text-align: center;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.feature-card:hover { transform: translateY(-6px); box-shadow: var(--sfp-shadow-md); }
.feature-card .icon-chip { margin-bottom: 1rem; }
.feature-card h3 { font-size: 1.08rem; }
.feature-card p { font-size: 0.92rem; margin-bottom: 0; }

/* ============ Steps ============ */
.step-card {
  background: #fff;
  border-radius: var(--sfp-radius);
  border: 1px solid var(--sfp-line);
  padding: 2rem 1.6rem;
  height: 100%;
  position: relative;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.step-card:hover { transform: translateY(-6px); box-shadow: var(--sfp-shadow-md); }
.step-num {
  font-size: 2.6rem;
  font-weight: 800;
  line-height: 1;
  background: linear-gradient(135deg, var(--sfp-green), var(--sfp-gold));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  margin-bottom: 0.9rem;
  display: block;
}
.step-card h3 { font-size: 1.15rem; }
.step-card p { font-size: 0.94rem; margin-bottom: 0; }

/* ============ Split panels (about / cta visuals) ============ */
.split-visual {
  background:
    radial-gradient(420px 300px at 90% 0%, rgba(242, 182, 50, 0.22), transparent 60%),
    linear-gradient(150deg, var(--sfp-navy) 0%, var(--sfp-navy-deep) 100%);
  border-radius: 1.5rem;
  padding: 2.6rem;
  color: #fff;
  position: relative;
  overflow: hidden;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.split-visual::before {
  content: "";
  position: absolute; inset: 0;
  background-image: radial-gradient(rgba(255, 255, 255, 0.06) 1.2px, transparent 1.2px);
  background-size: 22px 22px;
}
.split-visual h3 { color: #fff; }
.split-visual p { color: rgba(233, 242, 255, 0.8); }
.split-visual .mini-list { list-style: none; padding: 0; margin: 1rem 0 0; position: relative; }
.split-visual .mini-list li { display: flex; gap: 0.7rem; align-items: flex-start; margin-bottom: 1rem; }
.split-visual .mini-list .ic {
  width: 38px; height: 38px; border-radius: 0.7rem; flex: none;
  background: rgba(242, 182, 50, 0.16);
  border: 1px solid rgba(242, 182, 50, 0.4);
  color: var(--sfp-gold);
  display: flex; align-items: center; justify-content: center;
}
.split-visual .mini-list .tt { font-weight: 700; color: #fff; margin: 0; }
.split-visual .mini-list .ts { font-size: 0.88rem; color: rgba(233, 242, 255, 0.75); margin: 0; }

/* ============ Testimonials ============ */
.testimonial-wrap {
  background: #fff;
  border: 1px solid var(--sfp-line);
  border-radius: 1.5rem;
  box-shadow: var(--sfp-shadow-sm);
  padding: 3rem 2rem;
  max-width: 860px;
  margin: 0 auto;
  position: relative;
}
.testimonial-wrap .quote-mark {
  width: 52px; height: 52px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--sfp-green), var(--sfp-green-dark));
  color: #fff;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 1.2rem;
  box-shadow: 0 10px 22px rgba(23, 160, 107, 0.35);
}
.testimonial-text { font-size: 1.12rem; color: var(--sfp-ink); font-style: italic; line-height: 1.8; }
.testimonial-name { font-weight: 700; color: var(--sfp-navy); margin-bottom: 0.1rem; }
.testimonial-city { font-size: 0.85rem; color: var(--sfp-muted); }
.stars { color: var(--sfp-gold); letter-spacing: 0.15em; margin-bottom: 1rem; }
.carousel-indicators { position: static; margin-top: 1.5rem; }
.carousel-indicators [data-bs-target] {
  width: 10px; height: 10px; border-radius: 50%;
  background-color: #c6d3e2;
  border: 0;
}
.carousel-indicators .active { background-color: var(--sfp-green); }

/* ============ Blog cards ============ */
.blog-card {
  background: #fff;
  border: 1px solid var(--sfp-line);
  border-radius: var(--sfp-radius);
  overflow: hidden;
  height: 100%;
  display: flex; flex-direction: column;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.blog-card:hover { transform: translateY(-8px); box-shadow: var(--sfp-shadow-md); }
.blog-thumb {
  position: relative;
  min-height: 180px;
  display: flex; align-items: center; justify-content: center;
  overflow: hidden;
}
.blog-thumb.t-green { background: linear-gradient(135deg, #0f7a50, #17a06b); }
.blog-thumb.t-navy { background: linear-gradient(135deg, #0d2c54, #16406f); }
.blog-thumb.t-gold { background: linear-gradient(135deg, #b97f0e, #f2b632); }
.blog-thumb svg { width: 84px; height: 84px; color: rgba(255, 255, 255, 0.9); }
.blog-thumb::after {
  content: "";
  position: absolute; inset: 0;
  background-image: radial-gradient(rgba(255, 255, 255, 0.16) 1.2px, transparent 1.2px);
  background-size: 20px 20px;
}
.blog-body { padding: 1.6rem; display: flex; flex-direction: column; flex: 1; }
.blog-tag {
  align-self: flex-start;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 0.3rem 0.8rem;
  border-radius: 50px;
  background: rgba(23, 160, 107, 0.1);
  color: var(--sfp-green-dark);
  margin-bottom: 0.8rem;
}
.blog-body h3 { font-size: 1.15rem; line-height: 1.4; }
.blog-body h3 a { color: var(--sfp-navy); }
.blog-body h3 a:hover { color: var(--sfp-green-dark); }
.blog-body p { font-size: 0.93rem; flex: 1; }
.blog-more { font-weight: 700; font-size: 0.9rem; display: inline-flex; align-items: center; gap: 0.4rem; }
.blog-more svg { transition: transform 0.25s ease; }
.blog-more:hover svg { transform: translateX(4px); }

/* ============ CTA band ============ */
.cta-band {
  background:
    radial-gradient(600px 320px at 100% 0%, rgba(242, 182, 50, 0.25), transparent 60%),
    linear-gradient(135deg, var(--sfp-navy-deep), var(--sfp-navy));
  border-radius: 1.5rem;
  padding: 3.5rem 2.5rem;
  color: #fff;
  position: relative;
  overflow: hidden;
}
.cta-band::before {
  content: "";
  position: absolute; inset: 0;
  background-image: radial-gradient(rgba(255, 255, 255, 0.07) 1.2px, transparent 1.2px);
  background-size: 24px 24px;
}
.cta-band h2 { color: #fff; }
.cta-band p { color: rgba(233, 242, 255, 0.82); margin-bottom: 0; }

/* ============ Page header (inner pages) ============ */
.page-header {
  background:
    radial-gradient(700px 360px at 90% -20%, rgba(23, 160, 107, 0.25), transparent 60%),
    linear-gradient(135deg, var(--sfp-navy-deep), var(--sfp-navy) 70%, var(--sfp-navy-soft));
  color: #fff;
  padding: 9.5rem 0 4.5rem;
  position: relative;
  overflow: hidden;
}
.page-header::before {
  content: "";
  position: absolute; inset: 0;
  background-image: radial-gradient(rgba(255, 255, 255, 0.06) 1.2px, transparent 1.2px);
  background-size: 24px 24px;
}
.page-header h1 { color: #fff; font-size: clamp(2rem, 4vw, 2.9rem); font-weight: 800; }
.page-header .lead { color: rgba(233, 242, 255, 0.82); max-width: 640px; }
.sfp-breadcrumb { list-style: none; display: flex; flex-wrap: wrap; gap: 0.4rem; padding: 0; margin: 0 0 1rem; font-size: 0.88rem; }
.sfp-breadcrumb li { display: flex; align-items: center; gap: 0.4rem; color: rgba(233, 242, 255, 0.65); }
.sfp-breadcrumb a { color: rgba(233, 242, 255, 0.85); font-weight: 600; }
.sfp-breadcrumb a:hover { color: var(--sfp-gold); }
.sfp-breadcrumb .sep { color: rgba(233, 242, 255, 0.4); }

/* ============ Service detail rows ============ */
.service-detail {
  border: 1px solid var(--sfp-line);
  border-radius: 1.25rem;
  padding: 2.4rem;
  background: #fff;
  box-shadow: var(--sfp-shadow-sm);
  transition: box-shadow 0.3s ease, transform 0.3s ease;
  height: 100%;
}
.service-detail:hover { box-shadow: var(--sfp-shadow-md); transform: translateY(-4px); }
.service-detail h2 { font-size: 1.5rem; margin-bottom: 0.8rem; }
.service-detail .sd-icon {
  width: 66px; height: 66px;
  border-radius: 1rem;
  display: inline-flex; align-items: center; justify-content: center;
  background: linear-gradient(135deg, var(--sfp-navy), var(--sfp-navy-soft));
  color: var(--sfp-gold);
  margin-bottom: 1.25rem;
  box-shadow: 0 10px 24px rgba(13, 44, 84, 0.3);
}

/* ============ Forms ============ */
.form-card {
  background: #fff;
  border: 1px solid var(--sfp-line);
  border-radius: 1.25rem;
  box-shadow: var(--sfp-shadow-md);
  padding: 2.4rem;
}
.form-label { font-weight: 600; color: var(--sfp-navy); font-size: 0.92rem; }
.form-control, .form-select {
  border-radius: 0.6rem;
  border: 1.5px solid var(--sfp-line);
  padding: 0.72rem 0.95rem;
  font-size: 0.95rem;
  color: var(--sfp-ink);
}
.form-control:focus, .form-select:focus {
  border-color: var(--sfp-green);
  box-shadow: 0 0 0 0.2rem rgba(23, 160, 107, 0.15);
}
.form-check-input:checked { background-color: var(--sfp-green); border-color: var(--sfp-green); }
.form-check-input:focus { box-shadow: 0 0 0 0.2rem rgba(23, 160, 107, 0.15); }
.form-success { display: none; }
.form-success.show { display: block; animation: fadeUp 0.45s ease; }
@keyframes fadeUp { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: translateY(0); } }
.success-icon {
  width: 74px; height: 74px;
  border-radius: 50%;
  background: rgba(23, 160, 107, 0.12);
  color: var(--sfp-green-dark);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 1.25rem;
  border: 2px solid rgba(23, 160, 107, 0.4);
}

/* ============ Info cards (contact) ============ */
.info-card {
  background: #fff;
  border: 1px solid var(--sfp-line);
  border-radius: var(--sfp-radius);
  padding: 1.35rem 1.4rem;
  display: flex; gap: 1rem; align-items: flex-start;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
  height: 100%;
}
.info-card:hover { transform: translateY(-4px); box-shadow: var(--sfp-shadow-sm); }
.info-card .ic {
  width: 46px; height: 46px; border-radius: 0.8rem; flex: none;
  background: linear-gradient(135deg, rgba(23, 160, 107, 0.12), rgba(242, 182, 50, 0.15));
  color: var(--sfp-green-dark);
  display: flex; align-items: center; justify-content: center;
}
.info-card .t { font-weight: 700; color: var(--sfp-navy); margin-bottom: 0.15rem; font-size: 0.98rem; }
.info-card .d { font-size: 0.92rem; color: var(--sfp-muted); margin: 0; line-height: 1.6; }
.map-panel {
  background: linear-gradient(150deg, var(--sfp-navy) 0%, var(--sfp-navy-deep) 100%);
  border-radius: 1.25rem;
  padding: 2.2rem;
  color: #fff;
  height: 100%;
  position: relative;
  overflow: hidden;
}
.map-panel::before {
  content: "";
  position: absolute; inset: 0;
  background-image: radial-gradient(rgba(255, 255, 255, 0.07) 1.2px, transparent 1.2px);
  background-size: 22px 22px;
}
.map-panel h3 { color: #fff; }
.map-panel p { color: rgba(233, 242, 255, 0.8); }
.map-pin-badge {
  width: 64px; height: 64px; border-radius: 50%;
  background: rgba(242, 182, 50, 0.18);
  border: 1.5px solid rgba(242, 182, 50, 0.5);
  color: var(--sfp-gold);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 1.25rem;
  position: relative;
}

/* ============ Article / legal pages ============ */
.article-body { font-size: 1.02rem; }
.article-body h2 { font-size: 1.45rem; margin: 2.4rem 0 1rem; padding-top: 0.4rem; }
.article-body h3 { font-size: 1.15rem; margin: 1.8rem 0 0.7rem; }
.article-body p { color: var(--sfp-ink); margin-bottom: 1.1rem; }
.article-body ul, .article-body ol { color: var(--sfp-muted); line-height: 1.8; margin-bottom: 1.2rem; padding-left: 1.3rem; }
.article-body li { margin-bottom: 0.4rem; }
.article-hero {
  border-radius: 1.25rem;
  min-height: 300px;
  display: flex; align-items: center; justify-content: center;
  position: relative;
  overflow: hidden;
  margin-bottom: 2.25rem;
}
.article-hero svg { width: 110px; height: 110px; color: rgba(255, 255, 255, 0.92); position: relative; }
.article-hero::after {
  content: "";
  position: absolute; inset: 0;
  background-image: radial-gradient(rgba(255, 255, 255, 0.16) 1.2px, transparent 1.2px);
  background-size: 22px 22px;
}
.article-meta { display: flex; align-items: center; gap: 0.8rem; margin-bottom: 1.5rem; }
.article-meta .avatar {
  width: 46px; height: 46px; border-radius: 50%;
  background: linear-gradient(135deg, var(--sfp-green), var(--sfp-navy));
  color: #fff; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
}
.article-meta .by { font-weight: 700; color: var(--sfp-navy); margin: 0; font-size: 0.95rem; }
.article-meta .role { font-size: 0.82rem; color: var(--sfp-muted); margin: 0; }
.pull-quote {
  border-left: 4px solid var(--sfp-gold);
  background: var(--sfp-bg-soft);
  border-radius: 0 0.9rem 0.9rem 0;
  padding: 1.4rem 1.6rem;
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--sfp-navy);
  font-style: italic;
  margin: 2rem 0;
}
.callout-box {
  background: rgba(23, 160, 107, 0.07);
  border: 1px solid rgba(23, 160, 107, 0.25);
  border-radius: 0.9rem;
  padding: 1.4rem 1.6rem;
  margin: 2rem 0;
}
.callout-box h4 { font-size: 1.05rem; margin-bottom: 0.5rem; }
.callout-box p { margin-bottom: 0; font-size: 0.95rem; }

/* Sidebar cards */
.side-card {
  background: #fff;
  border: 1px solid var(--sfp-line);
  border-radius: 1rem;
  padding: 1.6rem;
  margin-bottom: 1.5rem;
}
.side-card h4 { font-size: 1.05rem; margin-bottom: 1rem; }
.side-link { display: flex; gap: 0.7rem; align-items: flex-start; padding: 0.7rem 0; border-bottom: 1px dashed var(--sfp-line); }
.side-link:last-child { border-bottom: 0; padding-bottom: 0; }
.side-link .ic { width: 36px; height: 36px; border-radius: 0.6rem; flex: none; background: var(--sfp-bg-soft); color: var(--sfp-green-dark); display: flex; align-items: center; justify-content: center; }
.side-link .tt { font-weight: 600; color: var(--sfp-navy); font-size: 0.92rem; line-height: 1.45; margin: 0; }
.side-link:hover .tt { color: var(--sfp-green-dark); }

/* TOC list for legal pages */
.toc-list { list-style: none; padding: 0; margin: 0; }
.toc-list li { border-bottom: 1px dashed var(--sfp-line); }
.toc-list li:last-child { border-bottom: 0; }
.toc-list a {
  display: block;
  padding: 0.6rem 0.2rem;
  color: var(--sfp-muted);
  font-size: 0.93rem;
  font-weight: 600;
  transition: color 0.2s ease, padding-left 0.2s ease;
}
.toc-list a:hover { color: var(--sfp-green-dark); padding-left: 0.55rem; }

/* ============ Footer ============ */
.sfp-footer {
  background: var(--sfp-navy-deep);
  color: rgba(233, 242, 255, 0.75);
  padding: 4.5rem 0 0;
  position: relative;
  overflow: hidden;
}
.sfp-footer::before {
  content: "";
  position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--sfp-green), var(--sfp-gold));
}
.sfp-footer h5 { color: #fff; font-size: 1.02rem; margin-bottom: 1.2rem; position: relative; padding-bottom: 0.7rem; }
.sfp-footer h5::after {
  content: "";
  position: absolute; left: 0; bottom: 0;
  width: 36px; height: 3px; border-radius: 3px;
  background: var(--sfp-gold);
}
.sfp-footer p { color: rgba(233, 242, 255, 0.65); font-size: 0.92rem; }
.footer-links { list-style: none; padding: 0; margin: 0; }
.footer-links li { margin-bottom: 0.6rem; }
.footer-links a {
  color: rgba(233, 242, 255, 0.7);
  font-size: 0.92rem;
  display: inline-flex; align-items: center; gap: 0.5rem;
  transition: color 0.2s ease, transform 0.2s ease;
}
.footer-links a::before {
  content: "";
  width: 6px; height: 6px; border-radius: 2px;
  background: var(--sfp-gold);
  transform: rotate(45deg);
  flex: none;
}
.footer-links a:hover { color: var(--sfp-gold); transform: translateX(4px); }
.footer-brand { display: inline-flex; align-items: center; gap: 0.6rem; font-weight: 800; font-size: 1.3rem; color: #fff; margin-bottom: 1rem; }
.footer-brand:hover { color: #fff; }
.social-row { display: flex; gap: 0.7rem; margin-top: 1.25rem; }
.social-row a {
  width: 40px; height: 40px; border-radius: 0.7rem;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.14);
  color: rgba(233, 242, 255, 0.85);
  display: flex; align-items: center; justify-content: center;
  transition: all 0.25s ease;
}
.social-row a:hover { background: var(--sfp-gold); color: var(--sfp-navy-deep); transform: translateY(-3px); border-color: var(--sfp-gold); }
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  margin-top: 3.5rem;
  padding: 1.4rem 0;
  font-size: 0.87rem;
  color: rgba(233, 242, 255, 0.55);
}
.footer-bottom a { color: rgba(233, 242, 255, 0.75); font-weight: 600; }
.footer-bottom a:hover { color: var(--sfp-gold); }

/* ============ Back to top ============ */
#backToTop {
  position: fixed;
  right: 22px; bottom: 22px;
  width: 48px; height: 48px;
  border-radius: 0.8rem;
  border: 0;
  background: linear-gradient(135deg, var(--sfp-green), var(--sfp-green-dark));
  color: #fff;
  display: flex; align-items: center; justify-content: center;
  box-shadow: var(--sfp-shadow-md);
  opacity: 0;
  visibility: hidden;
  transform: translateY(14px);
  transition: all 0.3s ease;
  z-index: 1050;
}
#backToTop.show { opacity: 1; visibility: visible; transform: translateY(0); }
#backToTop:hover { transform: translateY(-4px); }

/* ============ Reveal on scroll ============ */
.reveal { opacity: 0; transform: translateY(26px); transition: opacity 0.65s ease, transform 0.65s ease; }
.reveal.revealed { opacity: 1; transform: translateY(0); }
.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }

/* ============ Misc ============ */
.divider-soft { height: 1px; background: var(--sfp-line); margin: 2.5rem 0; }
.text-navy { color: var(--sfp-navy) !important; }
.text-green { color: var(--sfp-green-dark) !important; }

@media (max-width: 767.98px) {
  .sfp-section { padding: 4rem 0; }
  .sfp-hero { padding: 9.5rem 0 5.5rem; }
  .hero-visual { margin-top: 3.5rem; }
  .float-chip.chip-b { left: 0; }
  .cta-band { padding: 2.5rem 1.6rem; text-align: center; }
  .cta-band .btn { margin-top: 1rem; }
  .form-card { padding: 1.6rem; }
}